45 free promissory note templates & forms [word & pdf] broadly speaking promissory notes are of two categories unsecured and secured promissory notes unsecured promissory notes are not attached to anything because the note is made on the basis of the maker’s ability to repay free promissory note template adobe pdf & microsoft word a promissory note is an agreement to borrow money from someone else stating specific time periods for being paid back along with an interest rate late payment penalties and any other terms the parties agree upon free secured promissory note template word a secured promissory note is a document that allows a lender to lend money with the added insurance of having assets property to be handed over to them in the chance the borrower defaults promissory note sample template word & pdf a promissory note also sometimes called an iou is essentially a one sided document by which a borrower of money most often just called the "borrower" agrees to pay a lender the "lender"
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